NEOpen toolFive short stepsEnglish and Spanish

When to stop working, and when to claim.

What another year of work changes, and what claiming Social Security early changes. Five short steps, then a ladder of your monthly check at every claiming age. It runs in your browser; nothing is saved.

What the ladder reads

• Your full retirement ageSSA
• Another year of work35 years
• Your check at every claiming age62 – 70
• What the IRS takesCombined income
• Medicare at 65, set by your incomePart B