Mission Tax & Financial Services ES
San Antonio · Castle Hills · In tax and books since 2006 · Own office since 2019

A number means nothing until you know where it came from.

A small tax and bookkeeping practice in Castle Hills. I keep the roster small, work mostly in writing, and stay on the year rather than the season. English and Spanish.


How we work

We will know soon enough whether this is right for both of us. That is usually a better test than anything I could write here.

I still rush. February is February, and anyone who tells you otherwise is selling something. What changed is that I notice it now, and I do not let the rush run the whole season anymore. The office has been open every month since 2019, and every kind of month teaches something different — the loaded weeks, the quiet ones, the ones that balance, and the ones where nothing moves at all. All four belong to the year. A practice built only for the rush knows one of them.

Most of this happens in writing. I answer email, and I answer it with the reasoning attached, so you can keep it and read it again in November when it matters. I do not call much. A call is for a decision that actually turns on something — an entity change, a large purchase, a number you did not expect. Everything else is better as a paragraph you can go back to.

Books close by the end of the following month. Not the tenth, and not live. That is the honest pace for careful work at this size, and I would rather give you the real date than a flattering one.

I make mistakes. Not often, but the number is not zero, and you should read that here rather than discover it later. What I can promise is the part I control: you will usually hear about it from me first, I fix it at my cost, and I tell you exactly what changed so you can check the work.

Where the law leaves room, I use it. That means looking for the position that fits your facts instead of defaulting to the safest number on the form, and being able to show the authority behind it if anyone asks. It does not mean taking a position I would not want to explain out loud.

The work is organized around four positions rather than a list of services. There is you, and how you read what is in front of you. There are the rules, which never touch a dollar but decide what happens to every one. There is the paper, where money physically lands. And there is everyone outside who eventually reads that paper. Below is what that looks like in practice.


How the work is organized

Most problems show up on the last page and started on the first.

So the four sections below run in the order things actually happen: how you look at the business, the rules that quietly govern it, the paper it produces, and the people outside who read that paper. Then it comes back around and starts again.

NW How you read your own numbers

It starts with how you look at it

Most owners open their books one of two ways. The first is quick and a little anxious — file it, glance at the total, close the folder, hope. The second treats the report as an instrument: not a grade, just a reading of where you are. A bad month becomes information instead of a verdict. Nearly everything further down this page depends on which of those two you are doing, which is why it comes first. The monthly note I send is written for the second one.

  • Monthly written note
  • Reading the P&L
  • A call before the decision
  • Annual review
NE The rules that never touch a dollar

Then the rules nobody sees

Your entity, your chart of accounts, how payroll is configured, which method you use, how an asset gets written off. None of it holds money. All of it decides what happens to money. It is the drawing that exists before the house does — and it is where a problem gets fixed, not in the ledger where you happened to notice it. Re-entering the same transaction ten times will not repair an account that was built wrong.

  • Entity choice
  • S-corp
  • Chart of accounts
  • Payroll setup
  • SEP · Solo 401(k)
  • Depreciation
SW Where the money actually lands

Then the paper it all turns into

Every transaction, one line at a time. Bank and card reconciliation, categorization, payroll runs, receipts, invoices. This is the part that only rewards slowing down — there is no clever way to enter a bank statement. It is also where trouble shows up first and out in the open: an overdraft, a missing receipt, a balance that will not tie. A number that refuses to reconcile is not a nuisance. It is the earliest honest word you will get that something further up is wrong. Reconciling is not really an accounting word, anyway. It is most of what a life consists of — what you thought happened, set against what actually did. I just do it on paper for a living.

  • Monthly close
  • Reconciliation
  • Categorization
  • Payroll runs
  • QuickBooks
  • Closed end of following month
SE Everyone else who reads your file

And then everyone else reads it

The IRS, the state, your employees, your bank, a lender, a buyer, whoever eventually settles the estate. Returns filed, W-2s and 1099s issued, ITIN applications, final returns, records handed over clean. The outside world is the mirror. If something upstream was wrong, this is where you find out — a rejected filing, a payroll notice, an employee whose withholding was off all year. Then you take it back to the beginning and look again, and this time you know where to look. That is not failure. That is the loop doing its job.

  • 1040
  • 1120-S / 1065
  • 990
  • W-2 · 1099
  • ITIN (CAA)
  • Final returns
  • Records handoff

Tools

Free, no email required, nothing saved.

I build these for my own clients and leave them open. Use them, print them, take the printout to someone else if you like. A tool that only works if you hire me is advertising, not a tool.

Traditional or Roth: the only question that matters

Everything else is noise. If your tax rate in retirement is lower than it is today, pre-tax wins. If it is higher, Roth wins. If they are equal, it is a tie — the math is symmetric. Put in your own numbers.

Pre-tax, after tax later
Roth, after tax today
Difference
Break-even later rate

Assumes the pre-tax deduction is invested rather than spent, one flat rate at each end, and no state income tax — Texas has none. Real life adds Social Security taxation, IRMAA, required distributions, and employer matching. This is a first cut, not a plan.


This works well when

  • You run something — a business, a rental, a nonprofit — and the numbers have started to matter.
  • You want the same person on the books and the return, so nothing has to be explained twice.
  • You are comfortable working in writing and do not need a phone call to feel taken care of.
  • Your household or your staff moves between English and Spanish and you want both handled properly.

We are probably not right when

  • You need a single W-2 return filed cheaply and quickly. The free options are good — use them.
  • You need an audited financial statement. That requires a licensed audit firm, which this is not.
  • You want a call every week, or an answer within the hour. I will not be good at that.
  • You are looking for someone to sign a position you already know is wrong.
  • You want investment or securities advice. I do tax and books, and I refer out for the rest.

Contact

I take on a few new clients each quarter. Start with an email — what you run, and what is worrying you. We will both know soon enough whether this is right.

1931 NW Military Hwy, Ste 234
San Antonio, TX 78213
210.332.5111
info@missiontaxfinancial.com
Send a first email
info@missiontaxfinancial.com copied
A note on the structure

The four sections above are not a marketing device. I organize the work using Lógica Global Convergente, a framework developed by Alejandra Casado Wozniak for reading any system by the position it is standing in: the one who is looking, the plan behind it, the body that registers what happened, and the world around it that answers back. Northwest, northeast, southwest, southeast. Four positions that meet at one point.

You do not need any of this to work with me. It shows up as a habit: when something is wrong, I ask which of the four it belongs to before I try to fix it. A problem that turns up on the last page almost never started there, and correcting it in the wrong place just means doing the same work again next month.

The whole idea

Four positions, one point — and nobody gets there on their own. That is the whole method, and it is also why the phrase is on the door.